Crypto Interest Account

The BlockFi Interest Account (BIA) lets you put your crypto to work and earn monthly interest payments in the asset-type that you deposit with BlockFi.

BlockFi clients using the BIA earn compound interest in crypto, significantly increasing their Bitcoin, Ether, Litecoin, USD Coin (USDC), Gemini Dollar (GUSD), and Paxos Standard (PAX) balances over time.

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BlockFi provides peace of mind with our dedicated client services team that you can call or email at any time with questions. We're always happy to hear from you.

Start earning interest on your crypto today.

+1 (646) 779–9688

SUPPORT@BLOCKFI.COM

Crypto Interest Account

Our Investors

  LIMITED TIME ONLY 

GET STARTEDGET STARTED

BlockFi provides peace of mind with our dedicated client services team that you can call or email at any time with questions. We're always happy to hear from you.

SUPPORT@BLOCKFI.COM

+1 (646) 779–9688

The BlockFi Interest Account

Client crypto balances are deposited into an account with one of BlockFi's licensed institutional custodians.

BlockFi is a crypto wealth management company that helps you earn up to 8.6% APY on your crypto.
There are 
no lockup periods and no minimum deposits
 – it's never too early or too late to start earning more crypto.

With a BlockFi Interest Account (BIA) you earn compound interest on your Bitcoin, Ether, Litecoin, USD Coin (USDC), Gemini Dollar (GUSD), and Paxos Standard (PAX) every month. The interest you earn is paid out in the crypto of your choice.

 

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Learn About the BlockFi Interest Account

Frequently Asked Questions

What is a BlockFi Interest Account (BIA)?
The BIA is an interest-bearing account, which provides market-leading yields to crypto investors who store their Bitcoin (BTC), Ether (ETH), Litecoin (LTC), USD Coin (USDC), Gemini Dollar (GUSD), and Paxos Standard (PAX) at BlockFi.

How is interest paid out?
The interest earned in your BIA will be paid out at the beginning of every month. BIA account holders will be able to access a history of their interest payments and view their total balance on their BlockFi Dashboard. Interest is automatically set to be paid in the client’s deposited currency – meaning Bitcoin will earn Bitcoin, Ether will earn Ether, etc. Clients may utilize our Interest Payment Flex feature, which allows monthly interest to be paid out in a different currency.

Who is eligible for the BlockFi Interest Account?
The BlockFi Interest Account is available to clients worldwide, with a few exceptions. For example, due to legal restrictions, BIA is not available to users located in sanctioned or watchlist countries. Additionally, the Interest Account is available to clients in 49 of 50 U.S. states (excluding New York).

Will I see US Dollars in my BlockFi Account?
Wire Deposits will be used to purchase Stablecoin. Stablecoin will have a “1 to 1” value relationship with the US Dollar. Currently the default Stablecoin for BlockFi Wire purchases is GUSD (a stablecoin created and maintained by Gemini).  Any funds transferred will represent a purchase of stablecoin ($1 USD will buy 1 GUSD). After a stablecoin purchase is reflected in your BlockFi account in GUSD, you will immediately be eligible to Trade these funds into any BlockFi supported cryptocurrency.

Where do trading prices come from? Are there any fees?
BlockFi aggregates liquidity to offer seamless trade execution and pricing. The rates displayed when you place a trade reflect the price you will pay with no additional fees. Additionally, your new crypto asset will automatically start earning interest in your Interest Account the day following the trade.

I traded assets on the platform, do I start earning interest again?
There is no settlement time. Your trades will be immediately reflected in your account balance and the interest you earn will be adjusted accordingly. For example, if you deposit 1 BTC on the 1st of December, convert the BTC to ETH on the 15th, at the end of the month on interest payment day (the first business day of the month) you will earn ~14 days worth of BTC interest and ~16 days worth of ETH interest when you receive your interest payment on Jan 1.


Frequently Asked Questions

FOR A LIMITED TIME, BRAVE USERS GET $10 IN BTC WHEN THEY CREATE AND FUND A BLOCKFI INTEREST ACCOUNT. TERMS APPLY.

 NO MINIMUM REQUIRED TO EARN INTEREST 

Buy Crypto With Cash

Simply wire your local currency to BlockFi to purchase our supported stablecoins: GUSD, USDC, or PAX. Purchases will be deposited in to your BlockFi Interest Account (BIA), where you can trade between BTC, ETH, LTC, USDC, GUSD & PAX. LEARN MORE

Crypto Interest Account

BlockFi Currency Trading allows you to seamlessly manage your cryptoassets and maximize your earning potential.

Our sophisticated platform now offers the ability to exchange cryptocurrency pairs between BTC, ETH, LTC, USDC, GUSD, and PAX.

BlockFi uses Gemini as its primary custodian.

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Sign up for a BlockFi Interest Account 
and earn up to 8.6% APY on your crypto

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Questions about BlockFi Products?


Disclaimer: Rates for BlockFi products are subject to change. Please consult the rates page for more information. Digital currency is not legal tender, is not backed by the government, and BIA accounts are not subject to FDIC or SIPC protections.

EARN INTEREST TODAY


Disclaimer: Rates for BlockFi products are subject to change. Please consult the rates page for more information. Digital currency is not legal tender, is not backed by the government, and BIA accounts are not subject to FDIC or SIPC protections.

Disclaimer: Rates for BlockFi products are subject to change. Please consult the rates page for more information. Digital currency is not legal tender, is not backed by the government, and BIA accounts are not subject to FDIC or SIPC protections.

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