Crypto Interest Account

With a BlockFi Interest Account (BIA), your cryptocurrency can earn up to 8.6% APY. Interest accrues daily and is paid monthly. There are no hidden fees, no minimum balances, and no reason to wait.

Earn more from your crypto

The BlockFi Interest Account

Client crypto balances are deposited into an account with one of BlockFi's licensed institutional custodians.

BlockFi is a crypto wealth management company that helps you earn up to 8.6% APY on your crypto.
There are no lockup periods and no minimum deposits – it's never too early or too late to start earning more crypto.

With a BlockFi Interest Account (BIA) you earn compound interest on your Bitcoin, Ether, Litecoin, USD Coin (USDC), Gemini Dollar (GUSD), and Paxos Standard (PAX) every month. The interest you earn is paid out in the crypto of your choice.

FOR A LIMITED TIME, BRAVE USERS GET $10 IN BTC WHEN THEY CREATE AND FUND A BLOCKFI INTEREST ACCOUNT. TERMS APPLY.

→ No Minimum Required To Earn Interest ←

Opening an account is simple and quick

Simply enter your info to create a new BlockFi Interest Account and transfer USD by linking your bank or wire, crypto, or stablecoin.

Opening an account is simple and quick

Simply enter your info to create a new BlockFi Interest Account and transfer USD by linking your bank or wire, crypto, or stablecoin.

Crypto Interest Account

BlockFi lets you buy, sell, or exchange cryptocurrencies, including BTC, ETH, LTC, and PAXG, as well as USD-based stablecoins, including USDC, USDT*, GUSD, and PAX.

Buying, selling, or trading on BlockFi is instant. As soon as your trade is submitted, it’s reflected in your BlockFi Interest Account.

Trading

Crypto-Backed Loans

It’s fast and easy to borrow cash by using your crypto as collateral. Use the funds to reach a financial goal.

Crypto moves fast. We can fund you the same business day that we receive your collateral. It’s that simple.

With a BlockFi loan, you can pay off a portion or the entirety of your balance as early as you want. There are no prepayment penalties or fees.

Crypto-Backed Loans

Crypto-backed loans allow you to access liquidity without selling. By using your crypto as collateral, you can unlock up to 50% of the value of your assets in USD. We fund same day through wire or stablecoin.

BlockFi clients use our crypto-backed loans to do anything from paying off credit card debt to buying a home. Businesses turn to BlockFi to help them with payroll financing and business expansion. There are many advantages to borrowing instead of selling, including tax benefits.

Don’t sell your crypto if you don’t have to.

With a BlockFi Interest Account (BIA), your cryptocurrency can earn up to 8.6% APY. Interest accrues daily and is paid monthly. There are no hidden fees, no minimum balances, and no reason to wait.

With a BlockFi Interest Account (BIA), your cryptocurrency can earn up to 8.6% APY. Interest accrues daily and is paid monthly. There are no hidden fees, no minimum balances, and no reason to wait.

It’s fast and easy to borrow cash by using your crypto as collateral. Use the funds to reach a financial goal.

Crypto moves fast. We can fund you the same business day that we receive your collateral. It’s that simple.

With a BlockFi loan, you can pay off a portion or the entirety of your balance as early as you want. There are no prepayment penalties or fees.

BlockFi lets you buy, sell, or exchange cryptocurrencies, including BTC, ETH, LTC, and PAXG, as well as USD-based stablecoins, including USDC, USDT*, GUSD, and PAX.

Buying, selling, or trading on BlockFi is instant. As soon as your trade is submitted, it’s reflected in your BlockFi Interest Account.

BlockFi Lending LLC NMLS ID#1737520 | NMLS Consumer Access
BlockFi Trading LLC NMLS ID#1873137 | NMLS Consumer Access

Terms of Service | Interest Account Terms | Trading Terms | Privacy Policy | Prohibited Uses | Licenses | NMLS Consumer Access

Disclaimer: Rates for BlockFi products are subject to change. Digital currency is not legal tender, is not backed by the government, and BIA accounts are not subject to FDIC or SIPC protections. Security is our top priority. Please see our Vulnerability Disclosure Form and Bug Bounty Program.

2021 © All Rights Reserved.

BlockFi Lending LLC NMLS ID#1737520 | NMLS Consumer Access
BlockFi Trading LLC NMLS ID#1873137 | NMLS Consumer Access

Terms of Service | Interest Account Terms | Trading Terms | Privacy Policy | Prohibited Uses | Licenses | NMLS Consumer Access

Disclaimer: Rates for BlockFi products are subject to change. Digital currency is not legal tender, is not backed by the government, and BIA accounts are not subject to FDIC or SIPC protections. Security is our top priority. Please see our Vulnerability Disclosure Form and Bug Bounty Program.

2021 © All Rights Reserved.

Earn more from your crypto

*USDT is only available to non-U.S. retail customers.

*USDT is only available to non-U.S. retail customers.