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New and existing BlockFi clients who fund and maintain additional USD stablecoin balances (excluding Tether USDT) during the promotion period (4/22/21 00:00:00 UTC - 7/31/21 23:59:59 UTC) are eligible to receive a rate boost to 10% APY in GUSD on those additional balances.

Only additional USD stablecoin balances will be considered for this promotion. A snapshot of your USD stablecoin balance will be taken on 04/21/2021 23:59:59 UTC, and only additional USD stablecoin balances from 04/22/2021 to 07/31/2021 will be counted towards your bonus. Trades into USD stablecoin will also count towards your balance.

Clients will receive their regular monthly interest payments at 8.6%* APY in crypto paid out on the last day of each month as usual, with the promotional payment calculated on the average incremental balance over the promotional period and paid out in one lump sum in GUSD by 23:59:59 UTC on 8/13/21.

For example, if you have $5,000 in USD stablecoin prior to 4/22/21, this will earn 8.6%* APY, while an additional $10,000 deposited and held during the promotion period will earn 10% APY (boost from 8.6%* APY). Note, you will receive the incremental bonus (1.4%** APY) from those additional $10,000 on 8/13/21, not on the usual interest payment day.

After this promotional period ends, the promotion rate ends. This promotion may be combined with other promotions or offers on a case by case basis. Terms and interest rates subject to change. Geographical exclusions may apply. Void where prohibited, residents of New York State are not eligible.

*or the prevailing stablecoin APY, as applicable
**or the difference between the promotional rate and the prevailing stablecoin APY, as applicable

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Initiate your first cryptocurrency trade using the Trade button on your Dashboard. BlockFi offers the ability to exchange cryptocurrency pairs between BTC, ETH, LTC, USDC and GUSD.


Earn 10% APY in Crypto on Stablecoins

Terms apply Excludes Tether.



Earn 10% APY on any new stablecoin balances until July 31. Interest is paid in crypto. The more you have, the more you earn!

BlockFi provides peace of mind with our dedicated client services team that you can call or email at any time with questions. We're always happy to hear from you.

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How It Works

Buy Crypto With Cash

Simply wire your local currency to BlockFi to purchase our supported stablecoins: GUSD, USDC, or PAX. Purchases will be deposited in to your BlockFi Interest Account (BIA), where you can trade between BTC, ETH, LTC, PAXG, USDC, GUSD, PAX, and USDT*. LEARN MORE

What is a Stablecoin?

A stablecoin is a cryptocurrency pegged to or backed by a currency’s or commodity’s value. Typically, a stablecoin’s value is pegged to a currency or commodity at a ratio of 1:1. A stablecoin’s price is usually directly determined by the market value of the currency or commodity it is pegged to. As a result, a large number of stablecoin prices are pegged to USD because it’s one of the most liquid and stable forms of money in existence.

 With a BlockFi Interest Account (BIA) you can store stablecoins and earn competitive monthly compounding interest rates paid in crypto. Furthermore, with Interest Payment Flex you can choose to have your interest paid in a different crypto. This means you could store GUSD and get paid interest in BTC or another cryptocurrency supported by BlockFi. This is an easy and effective way to diversify your portfolio.

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Crypto-Backed Loans

Crypto-backed loans allow you to access liquidity without selling. By using your crypto as collateral, you can unlock up to 50% of the value of your assets in USD. We fund same day through wire or stablecoin.

BlockFi clients use our crypto-backed loans to do anything from paying off credit card debt to buying a home. Businesses turn to BlockFi to help them with payroll financing and business expansion. There are many advantages to borrowing instead of selling, including tax benefits.

Don’t sell your crypto if you don’t have to.

Backing from the biggest names


When will I receive my promotional payout? 
Your promotional payment will be paid out in GUSD by the end of day on 8/13/21.

How is my promotional payout calculated?
Your promotional payment will be calculated on the average incremental balance over the promotional period.

What about withdrawals?
Any withdrawals made prior to the promotional end date will affect your average balance over the time period and will result in a lower payout.

Send USD to purchase stablecoin or send USD stablecoins to your account. You can send USD via ACH or wire transfer.


Earn 10% APY in crypto on new USD stablecoin balances from 4/22/21 through 7/31/21.

What if I sell my crypto?
Any incremental stablecoin balance from trading or selling your crypto is eligible for this promotion.

What cryptocurrencies are eligible?
Only USD stablecoins are eligible. Tether (USDT) is not eligible. 

Void where prohibited, residents of New York State are not eligible.

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We’ve got a rock-solid foundation. BlockFi is backed by industry-leading investors, including Valar Ventures, Morgan Creek Capital Management, Coinbase Ventures, Galaxy Digital, Susquehanna Government Products, Winklevoss Capital, and more.


Opening an account is simple and quick

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Your regular 8.6%* APY will be paid as usual, with interest payments on the last day of each month. 


Your promotional 1.4%** APY rate bonus will be paid out in a lump sum on 8/13/21.

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Frequently Asked Questions






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Fund your account with USD, Crypto or stablecoin.

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Terms apply Excludes Tether.